Every finance operator faces the same structural problems, whether retail banking or B2B fintech. Here are the six that show up in almost every engagement.
Finance is an industry where a single data leak or system outage can cost more than the entire project budget. Every piece of software touches money, a regulator, or a customer decision and the upside of getting it right is measurable in basis points saved, customers retained, and transaction volumes cleared without incident.
Mpiric has built financial technology for over a decade. We’ve partnered with neobanks, lending platforms, insurance carriers, accounting firms, and trading operators across 20 countries delivering fraud engines, mobile banking apps, loan origination systems, and tax automation platforms that operate in production today.
Our discipline is security-first engineering. Defense-in-depth, tokenization, audit trails, and least-privilege access are baseline architecture decisions not security-team requests added on later. That’s why our software passes internal audits on the first review, and why clients trust us to build products that handle real customer money.
Catching fraud patterns at transaction speed without frustrating legitimate customers with false-positive alerts.
Mainframe-era core banking systems blocking modern digital product launches and delaying every customer-facing release.
PCI, SOX, GDPR, PSD2, and regional licensing rules, each with their own engineering and reporting implications today.
Retail banking now competing with neobanks on experience, not just the local branch down the street.
KYC, payments, card issuing, core banking, open banking each vendor adding another integration project to manage.
Regulators now requiring AI credit and fraud models to be fully explainable, fair, and properly documented.
Each finance challenge needs coordinated engineering across many services. Here are the six outcome-focused solutions we deliver for finance operators today.
Real-time transaction monitoring, AML detection, risk scoring, and case management tooling for finance ops.
Mobile-first banking, wallet, P2P, and payment experiences built for modern customer expectations at scale.
Loan origination, credit decisioning, servicing, and collections platforms engineered end-to-end for scale.
Policy administration, quoting, claims, and AI-assisted underwriting built for modern insurers at scale.
Custom accounting platforms, tax preparation engines, and financial reporting systems built to scale up.
Brokerage front-ends, portfolio management, and wealth-tech applications for modern investors at any scale.
Our AI consultants have experience across multiple sectors, ensuring solutions meet complex enterprise requirements. We tailor AI systems to your context and compliance demands.
Our AI consultants have experience across multiple sectors, ensuring solutions meet complex enterprise requirements. We tailor AI systems to your context and compliance demands.
Our AI consultants have experience across multiple sectors, ensuring solutions meet complex enterprise requirements. We tailor AI systems to your context and compliance demands.
Finance AI engineered to pass model risk management and regulatory review fully documented, explainable, and fair-tested across every protected attribute.
Finance AI engineered to pass model risk management and regulatory review fully documented, explainable, and fair-tested across every protected attribute.
- Real-time fraud detection and behavioral biometrics
- AI credit underwriting with fair-lending testing
- Algorithmic trading engines and execution optimization
- AI-assisted insurance underwriting and claims triage
- Financial research assistants and document analysis
Production ML pipelines that power fraud detection, credit scoring, churn prediction, and claim triage with clean feature stores and built-in drift monitoring.
- Transaction fraud and AML anomaly detection
- Credit default and charge-off prediction models
- Customer LTV, propensity, and next-best-action
- Churn prediction for banking and insurance retention
- Insurance claim triage and fraud detection
Web platforms for banks, fintechs, insurers, and investment firms that deliver low latency, session security, and strict audit logging for every user action.
- Online banking and customer self-service portals
- Investment platform front-ends with live market data
- Insurance quote and policyholder portals
- Broker-dealer and RIA client portals
- Fund and asset manager investor portals
Mobile banking and finance apps that handle biometric auth, push-based MFA, card tokenization, secure local storage, and fraud-preventing device binding.
- Retail and business mobile banking apps
- Wallet, P2P payment, and remittance apps
- Trading and investment apps with live quotes
- Expense management and SMB finance apps
- Insurance policyholder and claims apps
Purpose-built core banking modules, loan origination, policy administration, and tax preparation platforms engineered for real financial operation volumes.
- Core banking modules and general ledger systems
- Loan origination, decisioning, and servicing platforms
- Insurance policy administration and claims management
- Accounting automation and tax preparation systems
- Treasury management and cash-forecasting platforms
Payment infrastructure, subscription billing, and commerce platforms for financial products, with tokenization and 3D Secure 2 baked into architecture.
- Payment gateway and checkout platforms
- Subscription billing and dunning management
- BNPL integrations and checkout experiences
- Marketplace payout and split-payment engines
- Digital goods and financial product commerce
Regulated finance marketing that passes platform ad approval and compliance review while still driving measurable acquisition through search and paid media.
- Financial services SEO with author authority
- Compliant paid search and social for regulated products
- B2B demand generation for fintech and InsurTech
- Content authority for advisors and asset managers
- Email nurture and lifecycle marketing for finance
At Mpiric, we combines deep industry expertise, technical excellence and client-centric service to deliver enterprise-grade AI solutions. Our approach is results-focused, ensuring each project is aligned with your business objectives.
We guide you through every phase of the AI journey, from planning to production, with an emphasis on best practices and measurable outcomes.
Key reasons clients partner with Mpiric include:
01
Our AI consultants have experience across multiple sectors, ensuring solutions meet complex enterprise requirements. We tailor AI systems to your context and compliance demands.
02
We develop bespoke AI strategies and models aligned with your unique business goals and operational challenges. Every solution is designed specifically for your data and needs.
03
A proven track record of successful AI implementations demonstrates our ability to deliver measurable outcomes. Clients report accelerated decision-making and improved efficiency.
04
We build robust, secure and scalable AI systems compliant with enterprise standards and governance. Our solutions are designed for reliability, transparency and long-term value.
04
Dedicated post-deployment support, training and optimisation ensure lasting value and continuous improvement. We stay with you as your partner to refine and expand AI capabilities over time.
WP Forms
Polylang
Loco
WPML
WP Rocket
W3 Total
Cache
MailChimp
We architect for scope minimization the less cardholder data your systems touch, the easier compliance becomes. We use tokenization via Stripe or custom token vaults, hosted payment pages to keep card data off your servers, network segmentation, and we work with your auditors from day one on scope boundaries.
A production mobile banking app typically ranges from $150,000 for a focused neobank MVP to $600,000+ for full-featured banking with lending, investments, and advanced fraud controls. Core banking integration complexity and jurisdictional licensing add significant engineering work. Expect 5-9 months for first production release.
Plaid and Stripe integrations use abstraction layers so you can switch providers later without rewriting business logic. For core banking (FIS, Fiserv, Jack Henry) we use published APIs and middleware. For older cores we build bridges from legacy messaging to modern APIs. Core integration usually takes 3-4 months.
Yes. Real-time fraud detection requires feature computation, model inference, and decision flow all running in under 500 milliseconds. We build these with Kafka streaming, low-latency model servers, and gradient-boosted trees or graph neural networks depending on fraud patterns. We also build analyst case management tooling.
Compliance is about evidence showing controls operate consistently. We build centralized access management, immutable audit logging, change management through pull requests, encryption at rest and in transit, vulnerability scanning in CI/CD, and automated evidence collection. The control boundary is designed tight from the start.
For low-latency finance, stack choice matters. Typical: Go or Java with careful GC tuning for order management, C++ for ultra-low-latency execution paths, kernel bypass networking for sub-microsecond flows, and time-series databases like InfluxDB or kdb+ for market data. Our experience is retail-fintech focused.
Yes. White-label fintech requires multi-tenant architecture from day one: tenant isolation at database level, configurable branding per tenant, per-tenant reporting, and centralized admin. We build these as PaaS products where your customers get fully-branded experiences while you operate the shared underlying platform.
We partner with banks, fintech startups, insurers, and financial enterprises to develop secure digital platforms, intelligent automation systems, and AI-driven financial solutions that improve customer experience and operational efficiency at scale.
Nice theme with excellent support from the developers. All of my doubts and requests were fixed within a day.
Amazing customer support. I had one modifications and the customer support was super helpful and quick to answer them both.
code quality very high and they have very detailed documentaion also they have very corporate for customer ticket
Nice theme with excellent support from the developers. All of my doubts and requests were fixed within a day.
Amazing customer support. I had one modifications and the customer support was super helpful and quick to answer them both.
code quality very high and they have very detailed documentaion also they have very corporate for customer ticket
Wonderful and clean design will create an excellent base for starting the new agency. Especially when you don’t want to do design turnkey and are looking for something to help you make a fast and easy launch.
Fast and good support.Theme easy to customize and many usable custom Elementor theme widgets.Nice work.
Great renewable energy theme for business.I recommend this Energium theme because it is very well-designed and easy to configure with elementor, and apply your own design.
Great job.
Wonderful and clean design will create an excellent base for starting the new agency. Especially when you don’t want to do design turnkey and are looking for something to help you make a fast and easy launch.
Fast and good support.Theme easy to customize and many usable custom Elementor theme widgets.Nice work.
Great renewable energy theme for business.I recommend this Energium theme because it is very well-designed and easy to configure with elementor, and apply your own design.
Great job.
the customer suport is excellent！Thank you Sergey for your quick response and everything you did for me!
A perfect theme in every respect. They are very good especially in terms of support. I definitely recommend it. I bought dozens of themes. If I put them all on top of each other, it can’t catch the success of this theme.
This is one of the best Theme I’ve purchased thus far. And the customer support by the Author is first-class. Very professional and attentive to my needs. Thanks for sharing your work.
the customer suport is excellent！Thank you Sergey for your quick response and everything you did for me!
A perfect theme in every respect. They are very good especially in terms of support. I definitely recommend it. I bought dozens of themes. If I put them all on top of each other, it can’t catch the success of this theme.
This is one of the best Theme I’ve purchased thus far. And the customer support by the Author is first-class. Very professional and attentive to my needs. Thanks for sharing your work.
Nice theme with excellent support from the developers. All of my doubts and requests were fixed within a day.
Great theme, and great customer support!The author always provided a solution even though it was not theme related.
I’ll surely buy new WordPress themes from Artureanec.
I purchased the theme because I really liked the design. After I started working with it I realized that I needed to translate some elements into Romanian.
Nice theme with excellent support from the developers. All of my doubts and requests were fixed within a day.
Great theme, and great customer support!The author always provided a solution even though it was not theme related.
I’ll surely buy new WordPress themes from Artureanec.
I purchased the theme because I really liked the design. After I started working with it I realized that I needed to translate some elements into Romanian.